College Saving Plans - 529 Plan Options and Facts

A 529 plan is a state-operated investment plan that gives families a federal, tax-free way to save money for college. 529 plans come in two varieties: (1) college saving plans, and (2) prepaid tuition plans. Many states offer both options but every state has at least one of these two options. College savings plans let parents use their plan funds for college expenses at any college. Prepaid tuition plans let parent's lock-in future tuition at in-state public colleges at present prices.

Tips on Getting A Scholarship

Not all of us are aware of the process we have to follow in order to get a scholarship, and in this confusion many parents or significant others simply fail to save on thousands of dollars spent on the education of their children.

Exploring Basics of the Federal Student Loans

A student who wants to loan money for her studies have two main sources to consider: the government or federal loan, or the private loan.

How To Fund Your College Education Expenses

Your college education is going to cost you a bundle. It is well worth it but how are you going to pay for it? Here are some tips and things to consider for ways to finance your college education without breaking the bank.

Obtaining A Nursing Scholarship

A nursing scholarship can make your dream of becoming a nurse much more obtainable. Currently, there is a considerable shortage of nurses across the country, and that shortage is only expected to increase as the baby boomer's reach retirement age over the next 10 to 15 years.

Federal Student Loan Overview

Federal loans provide undergraduate and graduate students with financial aid. Interest rates are typically lower than private loans, so learn about the various options available, including Stafford, PLUS, and Perkins Loans.

Financial Aid Glossary

The financial aid industry has a lengthy list of terminology that can be very confusing. Learn the different words that are used ona regular basis when you are both researching and applying for student loans.

Top 7 Tips for Consolidating Your Student Loans

Once school has ended for you, you have multiple options for loan repayment. You can either make each payment as your original lender specified, or you can consolidate multiple loan payments into one monthly payment. The latter process can both lower your interest rate, as well as extend the time frame in which you have to repay your student loans.

Lower GPA Proposed - To Retain Lottery Scholarship

The Tennessee Higher Education Commission (THEC) has recommended lowering the minimum grade point average in order for college students to keep their state lottery scholarships.

Don't Pay For Financial Aid Information That You Can Get For Free

There are many ways of getting financial aid information for free. Therefore, you should certainly avoid companies and websites who require payment before providing information on student aid or loans.

Free Grants and Scholarship

Free grants and scholarship are available for students who want to pursue further education. U.S. Department of Education shelled out more than $67 billion in loans, free grants and scholarship and campus-based aid (another from of free grants and scholarship) to qualified students who wanted to pursue tertiary education.

Apply for Free Government Grants

To apply for free government grants, you must first check on your eligibility. You can choose to apply for free government grants among several options depending on your need.

Debunking Financial Aid Myths

Financial aid myths are as common as urban legends. It is often difficult to sort out truth from fiction as the media and the internet is often the cause of this confusion.